Sani, Habibu, Usman Adamu Ibrahim, Bello Dogoji Adamu, and Kasim Pate Lawal. “Influence of Microfinance Services and Social Capital on the Profitability Growth of SMEs in Nigeria”. International Journal of Intellectual Discourse 9, no. 3 (September 1, 2026). Accessed November 7, 2026. https://ijidjournal.org/index.php/ijid/article/view/1234.