OMONIYI, O. E.; NDACE, . S. .; KOLO, R. F. .; ADENIYI, C. B. . Effect of technology adoption on market innovation in Nigerian fintech industry . International Journal of Intellectual Discourse, [S. l.], v. 8, n. 2, 2025. Disponível em: https://ijidjournal.org/index.php/ijid/article/view/911. Acesso em: 17 aug. 2025.